Americans covered by health insurance grew to 90.9 percent of the population

More than two-thirds of Americans with health insurance in 2015 were covered under private plans, according to a new report by the U.S. Census Bureau.

Private health insurance – which include employer/union-based plans as well as those purchased directly by individuals from an insurance company or through a healthcare exchange – covered 67.2 percent of insured Americans in 2015, compared to 37.1 percent insured through government plans such as Medicare, Medicaid, and insurance for military families.

Overall, 90.9 percent of Americans had health insurance at some point in 2015, up from 89.6 percent in 2014, the Census Bureau said. These numbers reflect recent estimates from the Centers for Medicare and Medicaid Systems and the Kaiser Family Foundation.

Employer-based insurance covered 55.7 percent of Americans for some or all of the calendar year, making it by far the largest subtype of coverage. Medicaid accounted for 19.6 percent of health plans, followed by Medicare (16.3 percent), direct-purchase (16.3 percent), and military family coverage (4.7 percent).

The Americans most likely to have had health insurance last year were either age 65 or older (98.9 percent) or under 19 (94.7 percent), while 87.4 percent of adults from ages 19 to 64 were covered.

Married adults ages 19 to 64 had the highest rate of health insurance coverage in 2015, at 91.0 percent, followed by Americans who were widowed (85.8 percent), divorced (85.1 percent), never married (83.2 percent), and separated (79.4 percent).

The health insurance coverage rate last year for working-age adults with a disability was 90.1 percent, versus 87.1 percent for adults without a disability, the Census Bureau said. Only 43.4 percent of working-age adults with a disability had private coverage in 2015, while 58.3 percent had government coverage.

Conversely, 75.5 percent of adults ages 19 to 64 without disabilities had private coverage last year, with 17.4 percent covered under a government plan.

Education level also was a factor in whether Americans had health coverage in 2015. Of people ages 26 to 64, 95.2 percent holding a graduate or professional degree had insurance in 2015, compared to 93.0 percent with a bachelor’s degree, and 84.4 percent with high school diplomas. Fewer than three-quarters of Americans (72.4 percent) who didn’t graduate from high school had health insurance last year.

The study also includes detailed breakdowns of health coverage by work experience, household income, family status, residence, nativity, and by state. You can read the entire Census Bureau report here.



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